Fees and credits
Two different ledgers. Do not conflate them.
Platform fees (bps → percent)
| Product | Free | Bronze | Silver | Gold |
|---|---|---|---|---|
| Swap | 0.85% | 0.7% | 0.35% | 0.1% |
| Bridge | 1.2% | 1% | 0.8% | 0.5% |
| Cafe | 1% | 0.8% | 0.6% | 0.4% |
| Send | 0% | 0% | 0% | 0% |
- Swap: Free 0.85% · Gold 0.1%
- Bridge: 1.2% → 0.5% Gold
- Cafe: 1.0% → 0.4% Gold
- Send: platform fee 0 on every tier (network fees still apply)
On-chain ledger / gas is paid to the network, not to Riddle.
Wallet plans (fee tiers)
| Plan | Price |
|---|---|
| Free | $0 |
| Bronze | $4.99 / mo |
| Silver | $14.99 / mo |
| Gold | $39.99 / mo |
Plans live at https://wallet.riddlewallet.com/?tab=subscriptions. They cut swap / bridge / Cafe bps. They do not grant Studio credits.
Suite credits
| 1 credit | $0.01 |
| 100 credits | $1 |
| Top-up | https://wallet.riddlewallet.com/?tab=credits and Dev |
Credits power Dev studio, kits, ad auctions (paid in XRP for slots), and game economies.
Credits ≠ fee tiers. Buying Gold does not mint credits. Buying a credit pack does not change swap bps.
PAYG SKUs (memo RDL1|PAYG|…) apply when a Dev quota is exhausted — still credits / packs, not Bronze/Silver/Gold.